Dear Kiwibank, My suggestion isn't actually sensitive hence posting it on my blog. This could be a game changer for Kiwibank though. I want support for requesting payments. I've run into "POLi" before, and it's rubbish - the fact it requires a particular operating system and browser, requires letting untrusted third-party code log into the user's bank account and "take control". Terrible for an untrusting geek like myself who wants to pay for a flight... I realize POLi isn't the problem, or a Kiwibank product, but it is the current best solution because no bank is willing to lead and create a proper (and secure) solution to real time paying with online banking. It would be a great benefit to many people, including trademe users, and small businesses who might need to take payments and deposits online. Heres how I imagine it could work: People wanting paid would be able to go to kiwibank.co.nz set up and email their payment request/invo
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